International Student Medical Insurance - For All Students Studying Abroad
Monday, December 10, 2007
Fascination to study abroad among Indian students has always been there. Over the years the fascination has grow exponentially. Bringing home a foreign degree is a matter of pride and prestige and a job becomes guaranteed. The other advantage of a foreign degree is the ample number of jobs available in the marketplace for foreign return students.
Apart from guaranteed jobs, things one learns abroad are always filled with new experiences. The focus of foreign universities is very clear: they would emphasize more on practical training and less on class-room lectures.
The cost of study in foreign universities varies widely among institutions and the cost of living varies from place to place. Apart from published costs students must prepared to cover hidden costs – which include:
• Personal expenses
• Costs when residence halls are closed,
• Health insurance
• Change in the value of currency, etc.
The students in abroad are seeking medical care during their study. Sometimes the expenses are too high, that a student may not able to continue his/her study further. So, it is wise to make International students insurance policy. The policy helps to pay the medical bills and to take the help of expert doctors during the need. When you purchase health insurance, the premium (the money you pay) is used to pay the medical bills during any health care. Your coverage remains valid only as long as you continue to pay your premiums. Once you purchase insurance, the insurance company will give you an insurance identification card for you to use when you seek care from a hospital or doctor. The insurance company will also provide written instruction for reporting and documenting medical expenses (filing a claim). The insurance company will evaluate any claim you file and make the appropriate payment under you policy. In some cases the insurance company pays the hospital or doctors directly; in other the company will reimburse you after you have paid the bills.
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Apart from guaranteed jobs, things one learns abroad are always filled with new experiences. The focus of foreign universities is very clear: they would emphasize more on practical training and less on class-room lectures.
The cost of study in foreign universities varies widely among institutions and the cost of living varies from place to place. Apart from published costs students must prepared to cover hidden costs – which include:
• Personal expenses
• Costs when residence halls are closed,
• Health insurance
• Change in the value of currency, etc.
The students in abroad are seeking medical care during their study. Sometimes the expenses are too high, that a student may not able to continue his/her study further. So, it is wise to make International students insurance policy. The policy helps to pay the medical bills and to take the help of expert doctors during the need. When you purchase health insurance, the premium (the money you pay) is used to pay the medical bills during any health care. Your coverage remains valid only as long as you continue to pay your premiums. Once you purchase insurance, the insurance company will give you an insurance identification card for you to use when you seek care from a hospital or doctor. The insurance company will also provide written instruction for reporting and documenting medical expenses (filing a claim). The insurance company will evaluate any claim you file and make the appropriate payment under you policy. In some cases the insurance company pays the hospital or doctors directly; in other the company will reimburse you after you have paid the bills.
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